reverse threading

the path back is the path forward


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the doormat. [kerri’s blog on d.r. thursday]

it’s pretty much a ritual – at the end of fall – to store the front and back rubber doormats away into the garage. both make it more difficult to shovel snow, so, rather than ramming the shovel into the mat while moving snow on the deck – having forgotten it was there – which hurts one’s shoulder – it’s best to put it away. it can also cause problems when there is ice – making it nearly impossible to open the back screen door, which is level with the deck with only a thin rubber mat’s thickness to spare. so, we are usually pretty diligent. there are several things, i’m sure, we all agree on – in preparing for winter. the yard furniture, the clay and ceramic pots, deck decor – it all needs to be stored.

i’m not sure, then, why the back doormat didn’t end up in the garage. somehow in the midst of this fall – miserable in all that fun lighthearted time after the election and such – we forgot. or maybe we just didn’t have the energy to pick up the mats and bring them to the garage. later in november – we were holding out hope for one more beautiful day – we put away the deck rugs, the table and chairs, the decor, the adirondack chairs. but we forgot the mats – at both doors.

so when i opened the back door the other day and stepped out to admire the snow i was surprised to look back at the mat. the snow peeeeeeeled back. it didn’t smush back or get lodged under the screen door – which ceases all door movement and is just slightly annoying when it happens – but it peeled back over itself. in one piece. pretty much unbroken. like peeling back the chocolate icing layer on a hostess cupcake.

we were lucky. there have been times that the snow and ice – because ice damming is a thing – have accumulated over the mat to such a point where the door will not open and you have to exit out the front door. that doesn’t sound like much of a problem until you hear that – for years – there was no way to unlock the front door from the outside as something had gone wrong with the barrel of the old door handle and lock. now that that has been repaired, we are not faced with the can’t-get-in-the-house crisis we had before if the back door is blocked and unable to open.

nevertheless, it was somewhat astounding (remember we are easily amused) to see the snow folded back on itself. and i gave myself a little talking-to about preparation and the perils of the winter.

a few days ago i spent several hours taking screenshots of every single thing on our student loan accounts. because – well – preparation and all. i had come across a recommendation to read a forbes business article about how prudent it would be to capture all this information just in case the department of education was dissolved or imploded or blown up or whatever, which would take out all its websites. it was the practical thing to do – even in the midst of my growling about the predatory nature of d’s student loans which have been nothing shy of criminal. i just couldn’t believe what i was doing and the reason i was doing it. preparation not for winter, not for snow or ice, but for the destruction of the department of education along with every other thing in the constitution.

i don’t honestly know what else we should do to prepare against what’s coming. i am horrified by every single thing we are seeing from this administration. i read a few comments on a meme that was posted by someone in alliance with this destruction of our country. it was – frankly – shocking. the stuff that people have been fed to believe goes beyond any adjective i can think of. it makes me wonder if they have prepared, for the malfeasance of overtaking our government – the one supposed to be of-the-people-by-the-people-for-the-people – and the shattering of our constitution will affect them as well. they too will be caught in the icy snowstorm with their mat out.

the back doormat was a good reminder. in two ways – one, that we might vigilantly stay in one piece – unbroken – and bend with the time (or the back door, whatever, just go with the metaphor) and two, that there are things we might need do in order to avoid being locked out of our own home – this country and its freedoms and rights.

this will be a long winter.

*****

read DAVID’s thoughts this D.R. THURSDAY

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sense? [merely-a-thought monday]

there is a vintage mailbox in our bathroom. it’s over on the wall under the window and current magazines and catalogs live there. it was the first mailbox we had after this old house was sided and the mailslot was covered over. there is still a little door inside the foyer where the mail used to wait after delivery, but it hasn’t been used in recent years. for a while i would keep treats in there for piano students as they left. one student, in particular, loved this tiny door and would check it every time after his lesson. if i had grandchildren i would most definitely keep surprises for them in there. a girl can dream…

when i walked into the bathroom the other day it just so happened that the way the magazines were stuffed into the mailbox revealed one word – sense. sometimes the universe has a sense of humor. no pun intended. for “sense” was what i was seeking at that moment. a layer cake of sense.

predatory lending in the student loan arena began around 2000. the arrow of the poison bow hit david in graduate school. it has not let go since. navient – one of the big student loan lenders – took part in subprime loans, private loans, misrepresented loans, aggressive forebearance-steering, sloppy accounting, the list goes on. and people’s lives – real people in the real world trying to make a real living and pay off real debt – have been skewered forever. crushing debt…in story after story in which interest is principalized, in which families aren’t given income-driven options, in which the debt rises instead of falls even as diligent efforts are made to pay down this farce of lending.

i walked into the bathroom – inbetween phone calls with navient during which they were unable to even supply the simplest of information – how doesn’t this feel like withholding while deadlines loom near? i’m gobsmacked by the murkiness of it all. dysfunction rears its ugly head.

“student loans were never meant to be a life sentence,” (united states secretary of education miguel cardona)

2001-2022. that’s a pretty long sentence. predatory indeed.

and now, as we – in our sixties – join in hopeful song with millions of others – of various ages – who have been – thisisnotanexaggeration – victimized by student loan lending malpractice, more than a few things happen. there is a mysteriously quiet change made for privately-held FFEL loanholders, a screeching halt. and then, there is an uprising putting the whole kitnkaboodle on hold.

to which naacp president derrick johnson said, “the very people blaming this administration for inflation are coming after the policies that will ease the pain of inflation on those most impacted.” he adds, “this is hypocritical. when we bail out billion-dollar corporations, it’s never an issue. but when it comes to lifting people who need the help most, including pell grant recipients—51% of which go to students whose families earn less than $20,000 a year—somehow it becomes an issue.”

so many stories. so many we-the-people. so many families. and their general welfare.

but that’s what predatory is.

i rolled my eyes as i walked into the bathroom. “sense”

so much of it all doesn’t make sense.

thinking that it actually might, makes me sad.

i’m going to check the little mailslot in the foyer for a treat. a girl can dream…

*****

read DAVID’s thoughts this MERELY-A-THOUGHT MONDAY