reverse threading

the path back is the path forward

Tag Archives: medicare


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sit on the step. [kerri’s blog on d.r. thursday]

i have sat on that front step next to that black wrought iron railing countless times. i wouldn’t even be able to venture a guess as to how many times. i’ve watched kids play, I’ve waited for someone’s arrival or return, i’ve breathed fresh air into grief, i’ve pondered some difficult things of life.

as it has rusted through the years, d sanded the railing this past summer. and then he repainted it, so it’s looking pretty fresh these days…well, as fresh as a railing that’s likely almost 100 can look.

ahhh…speaking of age…a few days ago – on sunday – we had a tiny celebration. we grilled and had some french fries and a glass of wine. we used a set of our favorite cloth napkins. because this month d will turn 65. and because saturday at midnight-going-into-sunday was the very last day of the affordable care act for us. we are now both on medicare with a medicare supplemental plan and a part d.

we have had a dubious relationship with the aca. of course, grateful to have healthcare of some sort, there has been the healthcare cliff, the healthcare subsidies, the healthcare deductibles, the healthcare copays, the state-to-state healthcare rules about where you might be able to be treated, the limitations on travel if you have any concerns about, well, anything happening other than what an emergency room might handle.

recall the day in our own town we sat in big red in a parking lot, trying to decide between going to the emergency room or urgent care for my two broken wrists. i am wrapped up like a mummy, both wrists wrapped and then placed against my chest (the way the ski hill medics wrapped me) and i am trying to look at the difference in coverage between the ER and urgent care so that i might be treated but we might not be overwhelmed by medical debt afterwards. these were extraordinarily tense moments and – as it turns out – we probably should have gone to the ER, but the state of healthcare in these united states make proper care of our bodies – decisions based on the reality of your situation – nearly impossible for most ordinary people.

so now, medicare.

we are inordinately happy to be a-week-shy-of-65 and 66…ok, seven-weeks-shy-of-67. we appreciate the chance to move about the country and be covered by insurance to keep us healthy.

yes, indeedy…..move about the country and be covered by insurance to keep us healthy.

like, you know, universal healthcare.

and why would we not want everyone in this country to have that?

it is beyond me to ponder why anyone WOULDN’T want that. how little compassion you must have to have to believe instead in the every-person-for-themselves philosophy of life.

it’s time – again – to go sit on the step.

some things just make no sense at all.

*****

read DAVID’s thoughts this D.R. THURSDAY

HELPING HANDS (53.5″ x 15.25“)

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open season. [kerri’s blog on saturday morning smack-dab.]

we’re getting all the mail – snail mail, email, texts, phone messages. tons of correspondence this holiday season. and all about … healthcare.

because forget about thanksgiving, forget about the gatherings of family and friends, forget about the holidays. we are now in healthcare open season. ok, they call it open enrollment….but it’s clearly one and the same….and the other day – when we saw a hunter, all geared up in camouflage, stride into the woods – it made me think of healthcare open season.

we – david and i and, in amusing moments, my former dear husband as well – are all receiving every manner of advertising for our healthcare. i must say – there is something vastly wrong about this – ads, brochures, glossy words schmoozing us about healthcare.

so we have until the 7th of december to lock in our medicare wishes, in addition to our chosen drug plan. we have until the 15th of december to sign up for whichever “affordable” care act (ACA) plan we wish. it’s all a bit like gambling and there really is no actuary on earth – sans a fortune teller – who can predict what we might really need, what we might really benefit from, what teeniest-tiny details in each plan might be relevant, what might not make us financially suffer.

but wait! there’s more! because now we are at the threshold of new stuff! there is a concept of a plan out there – floating in the universe somewhere – to change the lives of all americans who need healthcare which, ummm, is all of us.

maybe it will be like something we’ve never seen before! maybe something that might place the health and well-being of the populace highest on the priority list!! maybe something that won’t bankrupt people or place healthcare as the apex reason for being impossibly financially strapped. maybe it won’t be privatized in any way, won’t be so insanely priced that it necessitates government subsidies – which, incidentally, will likely disappear anyway in this regime. maybe something that will be like industrialized nations around the world! maybe – just maybe – universal healthcare!!

you are dreaming, i warn myself.

because magaland is not interested in what’s best for actual people. the bottom line, the bottom line, they scream! money, money, money, they insist! and so, instead, their concept is to go back to the days when pre–existing conditions were like leprosy to insurance companies. their concept is to severely cut medicaid, healthcare for the needy. their concept is to eliminate medicare supplemental plans – eliminating choice for people in their own healthcare, foisting privatized advantage plans upon unsuspecting purchasers who think that getting $80 in toothpaste is advantageous over the freedom of seeking out appropriate physicians and facilities and treatment plans for their own needs. their concept will keep regular americans poorer, all in their efforts to make the oligarchy richer. their concept is to be limiting, repressive, serving their own pockets and the pockets of their cronies in some kind of weird quest to make america unhealthier.

it’s all a sad story. and i’m wondering which maga-voters out there are now “learning” all this – suddenly knowledge (all available PRIOR to the election, i might add) is now more abundant. suddenly, some of the corrupt and cruel “policies” (and i use that term loosely) don’t seem like they are in your best interest. suddenly, it occurs to you that this looming autocracy wasn’t really a good idea.

oh well. que sera sera.

in the meanwhile, we’ve gotta don our camouflage and hunt down some healthcare.

*****

read DAVID’s thoughts this SATURDAY MORNING

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your estimated wait time. [kerri’s blog on saturday morning smack-dab.]

it’s a true story. 

so yesterday, in an effort to save the social-security-signing-up-for-medicare office some time, i tried to cancel an appointment with them. i had already accomplished what i needed online and i wanted them to be able to satisfy another customer’s needs. 

i looked all over on their site for a way to cancel this appointment. nothing. nowhere to cancel. 

but on the letter (which i received in real life as well as online) there was a phone number. 

thinking that there would be an “option” to choose to cancel appointments, i dialed up.

nope. no option for canceling.

just an option for appointments.

“one hour and fifty minutes,” the pleasantly-recorded bad news said.

i started to stay on hold. put my phone on speaker and laid it next to me. 

but i have other things to do. and an hour and fifty minutes to sit on hold in an effort to cancel a phone appointment with them is a tad bit – well – ridiculous. i was just trying to be nice, responsible, aware…you know, all those adjectives about being a good customer, a good citizen, a good fellow-almost-medicare person who knows that other people have questions too and these departments are overrun and that it took me two full months to get this appointment and i would like someone else to be the happy recipient of it.

whatever.

i hung up.

today, when they call, i’ll suggest that they find a way to make it easier to cancel an appointment.

because – doggonit – i’m almost 65 and my time is worth something too.

*****

read DAVID’S thoughts this SATURDAY MORNING

SMACK-DAB. ©️ 2024 kerrianddavid.com

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and then, medicare. [saturday morning smack-dab.]

it’s gettin-to-be-that-time.

shocking, isn’t it?

in december i have to chooooose. good grief. already?! the pressure.

we have had the good fortune of friends who have that-timed-it before us. and so, we are relying heavily on their medicare smarts. we even had an in-service up-north with our gang. handouts and everything.

so, when it comes time to actually signing up, we are hoping that it will be with ease.

because the fact-of-the-matter is that medicare – like most government programs – is not streamlined, not easy to understand, nothing less than dense, filled with loopholes and scary ramifications, rules and rules for rules.

and this is supposed to be a happy-happy social good-health-for-all program.

easy-peasy.

uh-huh.

*****

read DAVID’S thoughts this SATURDAY MORNING

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the big old trees. [d.r. thursday]

we had one too. last year the big old tree at the end of our driveway had one. a big-ole-mushroom-fungus. inordinately weird and begging you to touch-it-ewww-don’t-touch-it.

this one – on a big tree by the park a few blocks away – looked like shelf fungi. shelf fungi is a wood rotter, damaging to trees. we think ours was a northern tooth fungus (who knew there were so many tree-shrooms!); the tooth fungus can impair the structural stability of our tree. and, i read, fungi breaks down dead wood, thus a part of the forest ecosystem. trying to remove it will release billions of spores that can infect other trees and plants. just makes you wanna shudder.

it seems somewhat unfair that as these giants age they become more and more susceptible to these fungus matters. it would seem like the gentle giants had earned a peaceful coast into the sunset, surviving youth of sapling, the perils and storms of young adulthood, the strength and steadfastness of middle age, the passing-of-the-baton to the golden years. it would seem that these mighty towers of thousands upon thousands upon thousands of days of stories should be granted ease, sunlight, water, serenity.

so why is it that they are not impervious to challenging diseases, exhaustion, lack of nutrients, even rot?

is their medicare and social security also at risk?

*****

read DAVID’s thoughts this D.R. THURSDAY