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sense? [merely-a-thought monday]

there is a vintage mailbox in our bathroom. it’s over on the wall under the window and current magazines and catalogs live there. it was the first mailbox we had after this old house was sided and the mailslot was covered over. there is still a little door inside the foyer where the mail used to wait after delivery, but it hasn’t been used in recent years. for a while i would keep treats in there for piano students as they left. one student, in particular, loved this tiny door and would check it every time after his lesson. if i had grandchildren i would most definitely keep surprises for them in there. a girl can dream…

when i walked into the bathroom the other day it just so happened that the way the magazines were stuffed into the mailbox revealed one word – sense. sometimes the universe has a sense of humor. no pun intended. for “sense” was what i was seeking at that moment. a layer cake of sense.

predatory lending in the student loan arena began around 2000. the arrow of the poison bow hit david in graduate school. it has not let go since. navient – one of the big student loan lenders – took part in subprime loans, private loans, misrepresented loans, aggressive forebearance-steering, sloppy accounting, the list goes on. and people’s lives – real people in the real world trying to make a real living and pay off real debt – have been skewered forever. crushing debt…in story after story in which interest is principalized, in which families aren’t given income-driven options, in which the debt rises instead of falls even as diligent efforts are made to pay down this farce of lending.

i walked into the bathroom – inbetween phone calls with navient during which they were unable to even supply the simplest of information – how doesn’t this feel like withholding while deadlines loom near? i’m gobsmacked by the murkiness of it all. dysfunction rears its ugly head.

“student loans were never meant to be a life sentence,” (united states secretary of education miguel cardona)

2001-2022. that’s a pretty long sentence. predatory indeed.

and now, as we – in our sixties – join in hopeful song with millions of others – of various ages – who have been – thisisnotanexaggeration – victimized by student loan lending malpractice, more than a few things happen. there is a mysteriously quiet change made for privately-held FFEL loanholders, a screeching halt. and then, there is an uprising putting the whole kitnkaboodle on hold.

to which naacp president derrick johnson said, “the very people blaming this administration for inflation are coming after the policies that will ease the pain of inflation on those most impacted.” he adds, “this is hypocritical. when we bail out billion-dollar corporations, it’s never an issue. but when it comes to lifting people who need the help most, including pell grant recipients—51% of which go to students whose families earn less than $20,000 a year—somehow it becomes an issue.”

so many stories. so many we-the-people. so many families. and their general welfare.

but that’s what predatory is.

i rolled my eyes as i walked into the bathroom. “sense”

so much of it all doesn’t make sense.

thinking that it actually might, makes me sad.

i’m going to check the little mailslot in the foyer for a treat. a girl can dream…

*****

read DAVID’s thoughts this MERELY-A-THOUGHT MONDAY


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“the most grown-up thing you can do is fail at things you care about.” [merely-a-thought monday]

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i still have it.  the index card is taped to the inside bottom of my old piano bench down in the basement.  these  words, “perfection is an eight letter word.  p r a c t i c e ” written in eight-year-old pencil-printing.  it’s been there – in that old spinet piano bench – since 1967, when i started taking lessons and needed a reminder how to keep the ups and downs in perspective.

i spent long hours on that bench and on the organ bench also in my growing-up living room.  what i could hear in my imagination wasn’t necessarily what was showing up on the keys.  my sweet poppo would encourage me, “remember, practice makes perfect,” he’d say.  i’d add, well, at least practice moves you in that direction.

there’s no guarantee for perfect.  there’s no route to it and any expectation that you will achieve it really is for naught.  the best you can do is the best you can do – moment by moment.   with practice, each best-you-can-do is better than the last.  and so on and so on.

it’s the caring that matters.

i have two amazing children who have shown me examples of the pursuit of how to do something, to a point of excellence, that you’ve never done before.  the keeping-at-it, toughlove-letting-go-of-judgment, the training, the practice, the trying-failing-rinse-repeat-ness of learning.  they approach new things like stoic explorers, adventurers prepared and open to experience.

it’s the very thing that inspired our snowboarding lesson earlier this year – the one where i broke both of my wrists.  every time i hear someone say, “eh, i’m too old; i can’t learn that,” i store my emotional response to that statement away in my memory bank, waiting for the day i’m about to say just that so i might pummel the words before they escape my lips.

even though my wrists broke and even though i cannot point to any great accomplishment or success on the slope, i would not take back the experience or the exhilaration and anticipation of learning something new, particularly, in this case, that very thing that would give me the slightest first-hand touch, not merely a window, into my daughter’s professional world.

in post-cast moments many people, aghast, said to me, “what were you thinking?  don’t you think there’s a point you are too old for that?  remember your age!”  i am more aghast at these words than all the months dealing with uncooperative wrists in a livelihood where they really matter.

knowing first-hand how difficult and humbling pure novice-ness is, i hope i can always release the suffocating self-evaluating that goes hand-in-hand with being new at something; i hope that i always care about learning.

at eight i had no idea what piano lessons would mean to my life.  i simply wanted – really, really wanted –  to learn.  i, at 8, didn’t beat myself up over getting it wrong or failing nor did i get self-conscious about my journey of mastery.  i just stepped into it.  and i cared with all of my eight-year-old heart.

we walk and talk about the day The Girl or The Boy suggest to getting-older-every-day-us that we purchase new technology or download a new app or try a new recipe or consider a new lifestyle or or or …. the day we will want to say, “eh, we’re too old; we can’t learn that.” i look down at my wrists and i remember to care.

read DAVID’S thoughts this MERELY-A-THOUGHT MONDAY

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the organ bench. [k.s. friday]

organ pipes

no one else.  there was literally no one else i knew who took organ lessons.  eight years old and i was the only one.  everyone else i knew took piano lessons.  they went to the new local music store –munro music on larkfield road in east northport – and had lessons in itty studios downstairs and came back upstairs to pick out sheet music from a big wall featuring the latest hits and books of collected artists, written out for various levels of piano-playing ability.  me?  i went to mr. i-never-knew-if-he-even-had-a-first-name sexton’s house (now, think about the torture my peers had with that name) and took organ lessons in the addition adjacent to the garage.  there was no wall of sheet music, were no cool guitars hanging up begging to be purchased, no amplifiers or drums.  just that one organ.  no windy or ode to billie joe or i’m a believer easy piano for me.  it was beautiful dreamer and long, long ago.  and hymns.  lots of hymns.  but i had been asking for lessons since i was five and the little chord organ that was my grandmother’s was moved aside and a ‘real’ organ with two manuals (keyboards) and real pedals and cha-cha button settings was added to the corner of the dining room that was next to the kitchen and the living room.

when i was ten i tearfully played the pipe organ for my brother’s wedding, the processional as my sweet sister-in-law walked down the aisle to my big brother.  yesterday i was talking to john whelan, a master celtic accordionist the exact same age as me, and we talked about the first real gig we did.  his was at 12 and he actually got paid.  mine was this wedding and, for obvious reasons, payment was out of the question.  i got to wear a really pretty peach-colored party dress and white shoulder stole and wept my way through the difficult piece.

after some time, i somehow convinced my parents that they needed both an organ and a piano and they signed me up for piano lessons.  joan ostrander, the very chic music teacher, was my first piano teacher and i adored her.  she pushed me and i adored that too.  i spent long hours practicing on the piano bench with my dog missi sleeping underneath, my dad whistling in the background.

in years to come i studied with the teacher-of-all-teachers alan walker and was convinced that the piano and i were kindred.  i taught more piano lessons on long island (and later florida and even wisconsin) than i can remember, back then driving from one house to another, delighting in each student’s joy playing the piano and progress no matter the pace, hoping to emulate the teaching style of this amazingly kind man.  after lessons we talked life and ham radio and ate open-faced crunchy peanut butter sandwiches.  music is not just about music, you know.

during my undergrad, i studied piano in college with one of the professors but kept bringing in pieces of original music and kept veering off course from assigned large scale pieces, hoping he wouldn’t notice.

as no real surprise, i majored in music composition, the first (?) step toward living as an artist, the first step in a road that leads to here and now.  so much in-between.  the gigging composer music timeline is filled with albums, concerts, performances, cd sales, radio and tv, qvc appearances, barnes & noble and borders, listening wall placement, phone calls, yamaha, traveling, shipping and more shipping, recording labels, carrying boxes, standing in the rain on flatbed trucks playing and singing, driving, driving, driving, press releases, graphic design, writing, recording, supportive family and friends and coworkers and a person named hope hughes.

but that organ.  it has kept on re-appearing.  somehow it is one of the threads that has woven its way through my life.  there aren’t that many of us out here:  people who play the organ, who can finesse a chosen timbre through the pipes and who can actually play lines of bass notes on the pedals.  those lessons from the very beginning somehow set the stage for me to work for three decades already as a minister of music.  conducting choirs and handbells and ukulele bands and worship bands, choosing music for services and performing groups, leading and shaping worship and, yep, playing the organ…it has been a constant.  there are days that i will pull out all the stops and play as loud as the organ pipes will allow.  its bellowing echoes through the sanctuary and i giggle as i think of my ten year old self, sitting on an organ bench in williston park on long island and crying.

what would i have thought if i had known that fifty years later i would still be sitting on an organ bench?

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read DAVID’S thoughts this K.S. FRIDAY

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